Contract Travel Insurance:

Contract Travel Insurance: What Guarantees Will You Choose?

Cancellation insurance, baggage insurance, assistance: insurers typically include guarantees to offer packages such as basic warranty, warranty support, comprehensive coverage … In order to compare insurance and choose one that suits you, it is still necessary to distinguish the various securities proposed.

Trip Cancellation Insurance

Illness, accident, death of a close, work pressures, major event not reimbursed by the airline (earthquakes, volcanic eruptions …): the reasons that lead to nullification are many. Without cancellation insurance, you’ll end up with all or part of Travel at your expense.

If instead, you purchase trip cancellation insurance, fees will be paid (in whole or in part, as the cause of cancellation and your contract), provided that the cause of the cancellation is guaranteed by your contract.

Assistance

Will assistance varies according to the insurers, but generally includes:

• Medical expenses abroad
• Repatriation
• Early return in case of attack, natural disaster, a disaster at home.

Assistance may also include an optional support vehicle which provides solutions to any problem with your vehicle. It supports a rental car if your vehicle becomes inoperable, towing charges in case of breakdown or accident, or the payment of bail if your country of residence requires you to pay such deposit in case of accident.

If you go to countries where medical care is expensive or of poor quality, it is very important that you purchase adequate insurance in order to pay any costs of hospitalization and repatriation.

Baggage Insurance

If you take any valuables in your suitcase, it is probably a good idea to take out insurance against loss or theft of luggage. So you will have a clear conscience that your camera may be premium refunded if the bus company misleads your suitcase.

Generally, baggage insurance protects you against theft, loss or damage to personal belongings, however, there is also a limit of compensation. Think of checking this limit in your insurance policy to avoid unpleasant surprises.

Liability

Your liability insurance covers you normally do not have overseas, so you must take out for your trip. It covers damage to third parties through carelessness or negligence. The amounts involved are very high, so it is important that your travel insurance includes liability coverage.

Interruption of stay

This warranty may be included in the assistance or trip cancellation insurance, or to take supplement covering the repayment of part of the trip if you have to go home early.