Brand Name Blue Shield Child Only California Health Insurance Plans Still Available
While California Blue Cross company Anthem as well as Aetna have already departed the child only health plan market, there is still a reliable option in Blue Shield of California that also offers a strong network of providers for the plan owner and their child. Fans of the Vitality Blog know that we consistently tout the importance of working with an insurance company that features a powerful network of health care providers here in the state: Bigger networks offer you more options from which to secure your health care services and staying in-network is one of the most important money-saving tactics you can use to hold down your health care costs throughout the course of a plan year.
While Anthem Blue Cross and Aetna have departed the child only market in the wake of certain new Health Reform mandates, the folks at Blue Shield are holding fast in their determination to continue serving this market segment. While not a large market niche within the California health insurance plan landscape, it is a vitally important one to parents or guardians who might have their own coverage through other means such as group health insurance California businesses provide employees, but whose group coverage does not extend to dependents. For this and other scenarios there is the child only health plan market and we’re gratified to note that one of California’s best brands for the individual health plan market – Blue Shield – remains committed to serving this very important segment.
Blue Shield plans that can serve those on the lookout for child only health coverage include the assortment of Vital Shield and Vital Shield Plus plans along with our favorite for child only coverage: The Blue Shield Balance plans featuring annual deductible choices of $1,000; 1700; and 2500. This affordable plan has three important features we like in a child plan:
- Low copayment for doctor office visits and preventive care
- An unlimited number of medical doctor visits
- Affordable access to both generic and brand name prescription drug coverage for your child!
As we’ve previously noted here at the Vitality Blog it is also possible that your family’s health coverage needs and finances would be best served by pursuing separate standalone health plans for family members rather than purchasing one health plan for the whole family. In this case, HSA-compatible health plans for the adult family member(s) and a Balance plan for the kids may be just the innovative approach to your family’s unique health insurance needs to provide peace of mind that your health coverage is the best and most affordable it can be moving forward!
As always, free quotes for California health insurance plans are readily available here at Vitality online! And because we know kids can be a handful and keep you busy; you can get a quote and also apply for California health insurance plans online here at our site quickly, easily and conveniently 24/7 – after the kids have been tucked in for the night! If you prefer, downloads for paper California health insurance plan applications are also readily available here at the Vitality website. Please also know that your child’s health coverage needs are important to us: We’re here to help! Our client services and personalized one on one client consultations are always 100% free and can always be arranged at a time and place that is most convenient to your schedule! Reach out to us via our Vitality website or call us toll free at 800-607-1950: We’ll reach back with our always careful and considerate client consultations dedicated to finding the California health insurance strategy that is best for you and your family and dedicated to a Total Quality client experience each and every time!
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